Bank of India: Best for salaried couples to avail of a personal loan for marriage at low rate of interest. ICICI Bank: Best for availing personal loan online after running eligibility check on the Actuals. Part Prepayment Option. Part prepayment of the loan is not allowed. Full Prepayment Charges. 5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower) Charges for late payment of loans. 2% per month on the outstanding installment. Swap Charges. ₹ 500 per transaction. Utility bills, Passport, Aadhaar Card or Voter ID for address proof. Form 16, Salary slips of last 3 months and Bank statements of last 6 months. Sale deed, Title deed, approved building plan and other occupancy documents. Recent passport size photographs. Duly filled and signed loan application form. Up to 2% (plus applicable taxes) of the facility amount. Interest Rate. For secured facilities: Up to Repo Rate +6.0 % (Non PSL) For facilities backed by CGTMSE: Up to Repo Rate + 7.10%. The interest rate for each loan is determined based on the assessment of business, financials, loan amount and tenure. Stamp Duty and other statutory charges. Home Loan Interest Rate. Find relevant answers to frequently asked questions ICICI Bank Home Overdraft at ICICI Bank Answers. You Save ₹ 34,88,400. Your Existing Home Loan. ICICI Bank Home Loan. APPLY FOR A BALANCE TRANSFER. Congratulations! You have a pre-approved. Balance Transfer! APPLY NOW. ICICI Bank 30 Year Home Loan. Competitive rates of interest on both floating and fixed rate loans; Extended loan term up to 30 years for easy repayment; EMI per lakh as low as Rs.808; ICICI Bank Step Up Home Loans. Suitable for young salaried professionals with moderate income; Minimum monthly income required: Rs.20,000; Loan term up to 20 years Currently, it's the best time to avail of home loans as the Rate of Interest are the lowest. Hi Everyone, If you have an existing Home Loan with ICICI Bank, you can save few lac's by just few jBSHF6w.